JC TAX SERVICES · Falling Waters, WV

Make your paycheck withholding more intentional.

Use your latest pay stub to see whether your federal withholding may deserve a closer look. Results update as you type and use simplified 2026 federal rules.

1About you

2Income & jobs

Add every job you or your spouse will have during 2026, including jobs that ended. Use each job's own latest paystub. Year-to-date totals include that paycheck.

Federal income tax only: FIT, FITW or Federal W/H. Include extra federal withholding, but exclude Social Security, Medicare, state tax and other deductions.

Interest, unemployment or net rental income. Enter business profit under Self-employment instead. Capital gains and qualified dividends need a separate review.
Projection uses pay already received plus your expected remaining paychecks. If pay or withholding changes, enter the expected regular amounts for future paychecks. Check the remaining paycheck count against your employer’s payroll calendar, including payments received in 2026 for work done earlier.

3Pre-tax contributions (yearly)

Enter annual amounts only if they are included in the gross pay you entered. If you use federal taxable wages instead of gross wages, do not subtract payroll deductions again. Exclude Roth contributions.

4Optional extras

0 = use standard deduction
Exclude payments entered under Self-employment.

This is a simplified estimate, not the IRS estimator. Refundable credits (including earned income and refundable child credits), credit eligibility, special deductions for tips or overtime, capital-gain rates, dependent filing rules and some higher-income taxes need a separate calculation. Child and other dependent credits shown are nonrefundable estimates, subject to eligibility. Use the IRS Tax Withholding Estimator or request a paycheck checkup for these situations.

Disclaimer: This calculator is for general information and education only. It provides estimates based on the information you enter and simplified 2026 federal rules, and it is not tax, legal, or financial advice. It estimates federal income tax only. Results may differ from your actual tax return because of changes during the year, credit phase-outs, the Additional Medicare Tax (0.9% on high earnings), alternative minimum tax, state and local rules, penalties, and other individual circumstances. Tax laws change, and figures may be out of date. Using this tool does not create a client or professional relationship. Please consult a qualified tax professional before changing your W-4 or making tax decisions.
© JC TAX SERVICES · Falling Waters, WV · jctaxservicesllc.com
Estimated federal result